Want a Financially Responsible Child in 10 Years? 6 Things You Need to Do Now
Raising a financially responsible child is something that doesn't happen overnight. It takes years and years of teaching, learning, and ...
Read moreRaising a financially responsible child is something that doesn't happen overnight. It takes years and years of teaching, learning, and ...
Read moreA credit scoring model is a mathematical model performed by lenders and financial institutions used to estimate the probability of
A Roth IRA is a special individual retirement account (IRA) where you pay taxes on money going into your account,
The Roth 401(k) is a type of retirement savings plan that combines the features of the Roth IRA and a
TransUnion is an American consumer credit reporting agency which collects and aggregates information on over one billion individual consumers in
A BBB rating means an applicant has been assigned a credit rating of BBB+, BBB, or BBB- by Standard &
Tracking your spending will uncover patterns and opportunities for improvement – you can’t manage what you don’t measure. Use apps, spreadsheets, or pen and paper – the method matters less than you actually doing it! Focus on categories rather than every individual purchase to avoid getting overwhelmed.
Financial advisors can provide valuable guidance, but choose carefully – not all advisors have your best interests at heart. Look for fee-only advisors who are fiduciaries, meaning they’re legally required to act in your best interest. Avoid advisors who earn commissions from selling financial products – this creates
Understanding compound interest helps you make better financial decisions – it works for you when investing and against you when borrowing. With investing, your money earns returns, and those returns earn returns, creating exponential growth over time. The earlier you start investing, the more time compound interest has
I’m making real progress toward my financial goals. My attitude about money is healthy and balanced. I’m thankful for the resources and opportunities I have available to me. I overcome challenges with creativity and determination. My financial confidence radiates from within. I’m building wealth in
I challenge all of my spending urges and make conscious choices. My financial decisions reflect who I want to become. I’m patient enough to save for what I really want. Each wise choice today creates ease tomorrow. I’m building security through small, consistent actions. My
I’m going to build a nest egg that protects my family. My savings will compound into something substantial. I will achieve financial milestones that once seemed impossible. The discipline I’m showing now will pay incredible dividends. I’m building a life where I can be generous without
Raising a financially responsible child is something that doesn't happen overnight. It takes years and years of teaching, learning, and...
When it comes to preparing for a secure financial future, there are a plethora of options you can take advantage...
Budgeting is an essential tool for keeping your finances in order. It helps you plan where you spend your money...
Developing generational wealth begins with a mindset. Because the beliefs and behaviors you have about money have been passed down...
Making the time to regularly set your financial goals isn't just about the numbers. It's an opportunity to take an...

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