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Roth IRA

A Roth IRA is a special individual retirement account (IRA) where you pay taxes on money going into your account,

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TransUnion

TransUnion is an American consumer credit reporting agency which collects and aggregates information on over one billion individual consumers in

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Financial Motivation

November 30 2025

Tracking your spending will uncover patterns and opportunities for improvement – you can’t manage what you don’t measure.   Use apps, spreadsheets, or pen and paper – the method matters less than you actually doing it!   Focus on categories rather than every individual purchase to avoid getting overwhelmed.  

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November 29 2025

Financial advisors can provide valuable guidance, but choose carefully – not all advisors have your best interests at heart.   Look for fee-only advisors who are fiduciaries, meaning they’re legally required to act in your best interest.   Avoid advisors who earn commissions from selling financial products – this creates

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November 28 2025

Understanding compound interest helps you make better financial decisions – it works for you when investing and against you when borrowing.   With investing, your money earns returns, and those returns earn returns, creating exponential growth over time.   The earlier you start investing, the more time compound interest has

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Financial Affirmation

November 30 2025

I’m making real progress toward my financial goals.   My attitude about money is healthy and balanced.   I’m thankful for the resources and opportunities I have available to me.   I overcome challenges with creativity and determination.   My financial confidence radiates from within.   I’m building wealth in

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November 29 2025

I challenge all of my spending urges and make conscious choices.   My financial decisions reflect who I want to become.   I’m patient enough to save for what I really want.   Each wise choice today creates ease tomorrow.   I’m building security through small, consistent actions.   My

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November 28 2025

I’m going to build a nest egg that protects my family.   My savings will compound into something substantial.   I will achieve financial milestones that once seemed impossible.   The discipline I’m showing now will pay incredible dividends.   I’m building a life where I can be generous without

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