The 5 Most Affordable Cities in the U.S. in 2026
If you’re Gen X, affordability isn’t a buzzword. It’s survival math. Housing costs stayed high longer than expected. Interest rates ...
Read moreIf you’re Gen X, affordability isn’t a buzzword. It’s survival math. Housing costs stayed high longer than expected. Interest rates ...
Read moreDebt reduction is the process of decreasing the total amount of a delinquent payment, also known as bad debt. It
Tax loss harvesting refers to a tax reduction strategy whereby you sell some investments at a loss to offset gains
This is a company-sponsored retirement account to which employees can contribute income, while employers may match contributions. The name comes
Equifax is an American multinational consumer credit reporting agency headquartered in Atlanta, Georgia and is one of the three largest
529 plan is a tax-advantaged savings plan designed to help pay for education. Originally it was limited to postsecondary education
Have you ever maxed out one credit card like it was free money, only to open a second one to make payments on the first? That’s the debt trap—one of the sneakiest tricks that have caught a lot of us off guard – especially if nobody taught us to
When it comes to saving money faster and more consistently, why do we feel like we need a miracle to make it happen? Gen X already knows how to do the 3 simplest things: We have experience with saving on a low income – we scraped together cash
Back in the day, you could spend three hours trying to hook up your Nintendo to the old TV with rabbit ears – or just ask Billy, your tech-savvy friend to come do it in five minutes. Fast forward to your 40s and 50s and it’s just a grown
I’m making real progress toward my financial goals. My attitude about money is healthy and balanced. I’m thankful for the resources and opportunities I have available to me. I overcome challenges with creativity and determination. My financial confidence radiates from within. I’m building wealth in
I challenge all of my spending urges and make conscious choices. My financial decisions reflect who I want to become. I’m patient enough to save for what I really want. Each wise choice today creates ease tomorrow. I’m building security through small, consistent actions. My
I’m going to build a nest egg that protects my family. My savings will compound into something substantial. I will achieve financial milestones that once seemed impossible. The discipline I’m showing now will pay incredible dividends. I’m building a life where I can be generous without
If you’re Gen X, affordability isn’t a buzzword. It’s survival math. Housing costs stayed high longer than expected. Interest rates...
If you’re carrying credit card debt at 18%–28% APR, you already know this part: Making payments can feel like walking...
Gen X is squarely in our peak earning years, balancing mortgages, kids’ needs, aging parents, and the countdown to retirement....
Do your savings goals in 2026 include: padding your emergency fund earning meaningful returns without risky markets keeping cash accessible...
Everyone’s financial history and future is unique to them. Your income, expenses, and future goals won’t align exactly with anyone...

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