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Margin call

A margin call occurs when the value of securities in a brokerage account falls below a certain level, known as

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Financial Motivation

February 23 2026

They told us to save 10%, buy a house, and work for 40 years. We followed the rules. So why are we still struggling? Because the system changed while the advice stayed frozen in 1985. Ramit Sethi goes where traditional gurus don’t: pensions are gone housing costs have exploded college

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February 20 2026

We used to make mixtapes, thrift our wardrobes, and stretch every dollar. That wasn’t poverty—it was creativity. And it’s exactly what we need now.   We’re facing retirement shortfalls, economic uncertainty, and endless pressure to keep up appearances. But guess what: we already know how to do more with less.

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February 18 2026

Dating used to mean splitting pizza…but in our late 40s and 50s, the stakes are exponentially higher.   You’re falling for someone. It feels right. But before this gets serious, you need to have the money talk—it’s not romantic, but it’s essential.   We’re entering relationships with baggage: mortgages, alimony,

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Financial Affirmation

November 30 2025

I’m making real progress toward my financial goals.   My attitude about money is healthy and balanced.   I’m thankful for the resources and opportunities I have available to me.   I overcome challenges with creativity and determination.   My financial confidence radiates from within.   I’m building wealth in

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November 29 2025

I challenge all of my spending urges and make conscious choices.   My financial decisions reflect who I want to become.   I’m patient enough to save for what I really want.   Each wise choice today creates ease tomorrow.   I’m building security through small, consistent actions.   My

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November 28 2025

I’m going to build a nest egg that protects my family.   My savings will compound into something substantial.   I will achieve financial milestones that once seemed impossible.   The discipline I’m showing now will pay incredible dividends.   I’m building a life where I can be generous without

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