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SMART goal

SMART is an acronym that stands for Specific, Measurable, Achievable, Realistic, and Timely. When establishing financial goals, this is used

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Financial Motivation

February 9 2026

Gone are the days when climbing the corporate ladder was only possible in expensive cities. Times have changed, and so should our strategy.   Across America, cities are offering serious financial incentives to attract remote workers and entrepreneurs—and Generation X is perfectly positioned to capitalize.   We’ve got the professional

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February 6 2026

You survived the break up of Van Halen and you’ll survive this financial mess too—refinancing your mortgage might be the power move you need right now.   If interest rates have dropped since you locked in your loan, you’re leaving money on the table – just like all those quarters

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February 4 2026

Our parents had pensions and knew exactly what they’d get every month in retirement, no stress, just a check that showed up like clockwork.   Annuities are basically the DIY version—you trade a chunk of savings for guaranteed income that can’t run out, even if you live to 100.  

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Financial Affirmation

November 30 2025

I’m making real progress toward my financial goals.   My attitude about money is healthy and balanced.   I’m thankful for the resources and opportunities I have available to me.   I overcome challenges with creativity and determination.   My financial confidence radiates from within.   I’m building wealth in

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November 29 2025

I challenge all of my spending urges and make conscious choices.   My financial decisions reflect who I want to become.   I’m patient enough to save for what I really want.   Each wise choice today creates ease tomorrow.   I’m building security through small, consistent actions.   My

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November 28 2025

I’m going to build a nest egg that protects my family.   My savings will compound into something substantial.   I will achieve financial milestones that once seemed impossible.   The discipline I’m showing now will pay incredible dividends.   I’m building a life where I can be generous without

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