August 21 2025

Retirement planning isn’t just for people close to retirement – it’s for anyone who wants to stop working someday.

 

The money you invest in your 20s and 30s has decades to grow through compound interest.

 

If your employer offers a 401(k) match, contribute enough to get the full match – it’s free money.

 

This match is an immediate 100% return on your investment, better than any stock or bond.

 

Even if retirement feels far away, starting small now is better than starting big later.

 

Increase your contribution by 1% each year or whenever you get a raise.

 

Your future self will thank you for every dollar you invest today.

 

How Retirement Works | Things We Wish We Learned in School

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