Remember when we were promised flying cars?
Building an emergency fund is less exciting, but way more likely to actually happen.
Real financial stability builds month by month, paycheck by paycheck, over years.
It’s not how much you make; it’s how much you keep.
Setting aside 15-20% of a modest income beats saving 5% of a big one.
This isn’t money for chasing the next big thing.
This is your “the transmission just died” money, your “unexpected layoff” cushion.
Keep it boring – a high-yield savings account works fine. No need to overcomplicate it.
