We all grew up with different approaches to cash—some of us hoarded our paper route money like Scrooge McDuck, while others blew through it faster than Ferris Bueller.
Spenders live for today and keep the economy humming.
Savers squirrel away every penny for tomorrow.
Shoppers hunt deals like it’s a sport.
Debtors borrow from future-you without asking.
Investors play the long game like they’re plotting the ultimate Risk strategy.
None of these personalities are inherently good or bad—they’re just your default settings.
The trick is recognizing your type so you can balance your strengths and shore up your weaknesses, maybe even channel a little of each when the situation calls for it.
The bottom line: Whether you’re a saver stuck in a spender’s body or vice versa, knowing your money personality is the first step to making it work for you instead of against you.
