Remember when you saved up your money for that Walkman or a concert ticket to see NKOTB or Bruce Springsteen?
Setting financial goals today works the same way—you just swap out the cassette tapes for retirement accounts.
Goals aren’t some boring spreadsheet exercise; they’re your financial GPS, helping you navigate from “I want that” to “I bought that” without the guilt hangover.
Think of it as the difference between channel surfing and knowing exactly when your favorite show comes on—one’s random, the other gets results.
You don’t need an MBA to do this; you just need to know what matters to you and work backward from there.
Goals turn money from an abstract, stressful thing into a tool that actually works for you.
Bottom line: if teenage you could save up for Doc Martens on minimum wage, adult you can absolutely handle this!
