November 2 2025

Your credit report affects multiple areas in your life – monitor regularly and correct errors promptly.

 

You can get free annual reports from all three bureaus – Experian, Equifax and TransUnion.

 

Look for unknown accounts, incorrect late payments, and wrong balances.

 

Dispute errors in writing.

 

Good credit affects loans, rentals, and sometimes jobs.

 

Consider monitoring services if you’re worried about theft.

 

The Benefits of a Credit Monitoring Service & Do You Need to Pay For One?

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