October 20 2025

by The Wealthy Thinker Team

Reading Time: 1 min read

Financial goals need specifics and deadlines – vague wishes don’t create action plans.

“Save for retirement” becomes “contribute $500 monthly to have $1 million by 65.”

Break large goals into monthly targets you can actually achieve.

Write goals down and review them regularly.

Share your plans with trusted people for accountability.

Celebrate your milestones to maintain your momentum!

10 Smart Financial Goals Everyone Should Have a Plan For

The Wealthy Thinker Team

The Wealthy Thinker is a team of folks who love to talk about personal finances. We heard, "We wish we learned that in school," so often that we decided to create a website to share our own good habits, as well as provide a whole slew of educational info on financial literacy that absolutely anyone can adopt. We're here to help you grow your knowledge AND your wallet!