October 22 2025

Different retirement accounts serve different purposes – understand the rules to maximize your savings.

 

Traditional 401(k)s provide current tax deductions – but are taxed in retirement.

 

Roth accounts use after-tax money but provide tax-free growth.

 

Consider your current versus expected retirement tax bracket.

 

Always prioritize employer matching first, regardless of account type.

 

IRA vs. Roth IRA Basics – What’s the Difference & 3 Questions About Both

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