October 29 2025

by The Wealthy Thinker Team

Reading Time: 1 min read

Financial planning isn’t one-and-done – review and adjust regularly as life changes.

Major events will definitely affect your priorities.

Review your budget, insurance, and investments annually.

Don’t make dramatic changes based on short-term events.

Work with professionals when needed, but make sure you understand your overall picture.

An Actually Useful Financial Plan: Build it Step by Step

The Wealthy Thinker Team

The Wealthy Thinker is a team of folks who love to talk about personal finances. We heard, "We wish we learned that in school," so often that we decided to create a website to share our own good habits, as well as provide a whole slew of educational info on financial literacy that absolutely anyone can adopt. We're here to help you grow your knowledge AND your wallet!