Travel hacking with credit card rewards can save thousands on vacations – but only if you pay your balances in full and avoid fees.
Sign-up bonuses on travel credit cards often provide enough points for free flights or hotel stays.
Use travel cards for regular spending you’d do anyway, not for buying more stuff you didn’t plan on.
Pay attention to bonus categories that earn extra points on purchases you regularly make.
Book travel through card portals or transfer points to airline partners for maximum value.
The key is treating rewards cards like debit cards – only spend money you already have.
