Negotiating better rates on regular expenses can save hundreds of dollars annually – it’s worth the effort to make a few phone calls.
Contact providers for insurance, internet, phone, and utilities to ask about discounts or lower-cost plans.
Research competitor prices before calling so you know what alternatives are available.
Be polite but persistent – if the first person can’t help, ask to speak with someone who has more authority.
Mention that you’re considering switching providers and ask what they can do to keep you as a customer.
Bundle services only if it actually saves money – sometimes individual plans cost less.
Set a reminder to review and negotiate rates annually or when contracts expire.
