Tracking your spending reveals patterns and opportunities for improvement – you can’t manage what you don’t measure.
Use apps, spreadsheets, or pen and paper – the method matters less than consistent tracking.
Focus on categories rather than every individual purchase to avoid getting overwhelmed.
Look for recurring expenses you’ve forgotten about, like subscriptions you no longer use.
Identify your biggest spending categories and evaluate whether they align with your priorities.
Don’t just track spending – analyze it monthly to identify trends and make adjustments.
The goal isn’t to judge every purchase but to ensure your spending supports your values and goals.
