Today's Financial message to help you hit your goals

October 24 2025

Home buying involves much more than the purchase price – understand all the costs before making offers. Down payments, closing costs, inspections, and moving expenses add up quickly. Property taxes, insurance, and maintenance are ongoing costs you need to factor in. Budget 1-3% of your home’s value

October 23 2025

Multiple income streams provide security – diversify your earnings like your investments. Your main job provides most income initially, but consider developing additional sources over time. Side hustles create active income; rentals and dividends generate more passive income. Start with income streams that use skills you already

October 22 2025

Different retirement accounts serve different purposes – understand the rules to maximize your savings. Traditional 401(k)s provide current tax deductions – but are taxed in retirement. Roth accounts use after-tax money but provide tax-free growth. Consider your current versus expected retirement tax bracket. Always prioritize employer

October 21 2025

Psychology affects money decisions more than math – so invest in reflection time to understand your emotional triggers and biases. Fear and greed drive poor choices. Loss aversion makes us more afraid of losing than excited about gaining. Social pressure can negatively influence your spending. Understanding